An Introduction to Personal Financial Planning

Beginning his career in England training as an auditor, Michael studied tax with PWC, having also qualified as a personal investment advisor. Michael went on to become head of Lead Advisory services at Moore Stephens in London before becoming Chief Financial Officer and Operations Director of a Private Equity backed insurance broker. Following its successful sale, he stayed with the new parent as CFO of part of the Insurance businesses of The Automobile Association.
During that time, Michael was an advisor to the Monetary Policy Committee of the Bank of England which sets interest rates in the United Kingdom. He was also Chairman of the Board of Directors of an Academy trust.
Key clients during his career have included Nokia Ventures, Bank Boston, T-Telematic Venture Partners, a number of British politicians, the Governor of one of central banks of a European Union country and at least one pop star.
A Fellow of the Institute of Chartered Accountants in England and Wales with membership of both the Chartered Institute of Securities and Investments and The Chartered Insurance Institute of London, Michael is one of the most experienced and highly qualified wealth managers in the Russian Federation.
Michael graduated with a B.A. (Hons) degree in Philosophy from the National University of Ireland and holds the degree of B.Ph. from the Pontifical University, St. Patrick's College, Maynooth, Ireland..

Ivan Belyaev is a manager with the Strategic Planning Department at Lorus Supply Chain Management, a fast-growing 300-employee company, specializing in finished vehicle logistics. He helps heads of business departments report to the CEO and the shareholder of the company by preparing presentations on both new initiatives and achieved results. On the former, he does research on different segments and participants of the logistics markets as well as builds financial models to evaluate investment projects and M&A transactions. For the latter, he tracks achievement of key performance indicators by sales and operations departments on a regular basis.
Prior to that, he worked at Sberbank CIB, the corporate and investment business branch of Sberbank, the largest commercial bank in Eastern Europe. In its Industry Research Department, he wrote diverse industry reports, including initiation reports on the Russian automotive and timber industries, prepared annual strategies, and created financial models, e.g., three models for restructuring outstanding loans worth $300M. His clients were Sberbank CIB's internal Commercial Lending and Global Markets Departments.